To get your 150 or 200 Bonus: What to do: Apply for your first Discover Online Savings Account (online, by phone or Discover App). Better to use SmartyPig for its intended purposes, IMHO. Discover Online Savings - 200 Cash Bonus. Although as someone said, you can instantly reopen another account and even use a portion of the old account to do so, it's just sort of a pain. But if you want to have a "travel fund" (for example) that you withdraw random amounts from whenever you feel like traveling, it would kinda suck for that since you have to close the account to get the cash out. SmartyPig allows you to share your savings goals with others, not only for moral support, but for financial support. 2 reviews of SmartyPig What is this pig business and why would I want to deposit money with them SmartyPig is what happens when a savings account meets. One of the best interest rates in the country with rates up to 1.10 APY to help you reach your savings goals faster. So it's good for saving up for a specific trip, for a large purchase, for a down payment on a larger purchase (although for a REALLY large down payment, like a house, you might want something with better returns), things of that nature. It's good for goals like that: something that is short term (less than 5 years away), something that you want to contribute to monthly (you're required to do an automatic transfer every month by SmartyPig's rules), and something that you're going to want to cash the whole thing out to pay for at some point. Michael talks about taking the SmartyPig technology and creating a SaaS model for financial institutions.
In the beginning, SmartyPig saw interest from more than 150+ banks and they were fielding several calls a week about the company. The company owns that niche, Michael says. I had it open for 2, maybe 3 years while I saved up that cash. SmartyPig is known for goal-based savings. I used SmartyPig to save up for the down payment on the car I bought back in July. ELIGIBILITY: The SmartyPig Sending You Support Sweepstakes (Promotion) is open only to legal residents of the fifty (50) United States and the District.
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